Kwedit! - Page 2

DFM · 03-07-2010, 12:13 AM

The most disturbing thing about this is Foo Pets.

Nique · 03-07-2010, 06:16 AM

What. The. Fuuuuuuuuuuuuuuu...

This is just beyond ridiculous. My 'Kwedit' score goes down? Please.

By the way, if you ever doubted that there was some kind of effort to indoctrinate people into the 'debt' lifestyle, I uh, I hope you don't still doubt that.

Professor Smarmiarty · 03-07-2010, 07:03 AM

Couldn't you just get a debit card? They are free, you can get one in like 5 minutes, and they effectively like spending cash.

Nique · 03-07-2010, 07:04 AM

Can 13 year olds get debit cards?

Professor Smarmiarty · 03-07-2010, 08:07 AM

As long as they have a bank account.

Jagos · 03-07-2010, 08:59 AM

You don't need one for that.

There's gift cards and then there's prepaid cards that you can replenish.

DFM · 03-07-2010, 01:39 PM

I'll look like an idiot and admit I don't get credit cards.

I guess if you like can't afford food for a week or so until payday they'd come in pretty handy but if you're pushing it that much don't they have like monthly fees and shit that could get you a weeks worth of beans and rice or something?

Tev · 03-07-2010, 02:13 PM

Quote:

Originally Posted by DFM

I'll look like an idiot and admit I don't get credit cards.

Credit cards are an amazing convenience to those who aren't stupid with them. I have no problem spending someone else�s money for a month as long as I can pay it all back later. They allow for better budgeting and greater spending flexibility. The problem is that some people spend far more than they can pay back.

As a concept they are an awesome financial tool. Unfortunately the practice of predatory lending diminishes its greatness.

Amake · 03-07-2010, 02:22 PM

There's apparently credit cards that don't have fees unless you use them. People do use them for emergency situations. I talked to one guy who had one such card with a 1000 dollar credit just in case. I asked, why not just save up 1000 bucks just in case instead? But noo, money in the bank isn't as good as a way to get yourself in debt whenever you need to.

But mostly they're for taking money from people who don't realize you have to pay eventually, even if you appear to get free stuff at first. And that the longer you wait to pay your bill, the more you have to pay. Like people who buy the Eiffel tower, I feel a little sympathy for those whose only crime is being stupid.

It would take a special kind of stupidity to give your kid a credit card and unsupervised internet access though. . .

Funka Genocide · 03-07-2010, 03:12 PM

My credit card doesn't have a fee. I don't know why you'd get one with a fee, that just seems silly. Of course it does have an APR, but if you pay off your purchases in the same month you buy them it doesn't accrue so it's pretty much just like spending the money you'll have in the future.

In theory at least, because my balance went through the roof at some point and I'm still paying that fucker down, but I digress. If you're not a dumbass its convenient.

This though, this is obviously just an attempt to take the buying power away from parents by force. They know young kids are on the internet and that they have no concept of money or how to spend it and they're hoping they'll make a bunch of purchases that their parents will then have to pay for.

I foresee a lot of ass beatings in the future as a direct result.

03-07-2010, 12:13 AM	#11
DFM Om Nom Nom Join Date: Sep 2005 Posts: 3,850	The most disturbing thing about this is Foo Pets. __________________ [14:26] ManoftheRus: YOU GODDAMN SNEAKY DEE

03-07-2010, 08:59 AM	#16
Jagos FRONT KICK OF DOOM! Join Date: Nov 2003 Location: Howdy pardner... Posts: 6,399	You don't need one for that. There's gift cards and then there's prepaid cards that you can replenish. __________________ Copyright musings World ramblings Scifi stories

03-07-2010, 01:39 PM	#17
DFM Om Nom Nom Join Date: Sep 2005 Posts: 3,850	I'll look like an idiot and admit I don't get credit cards. I guess if you like can't afford food for a week or so until payday they'd come in pretty handy but if you're pushing it that much don't they have like monthly fees and shit that could get you a weeks worth of beans and rice or something? __________________ [14:26] ManoftheRus: YOU GODDAMN SNEAKY DEE

03-07-2010, 02:22 PM	#19
Amake Keeper of the new Join Date: Apr 2004 Location: A place without judgment Posts: 4,506	There's apparently credit cards that don't have fees unless you use them. People do use them for emergency situations. I talked to one guy who had one such card with a 1000 dollar credit just in case. I asked, why not just save up 1000 bucks just in case instead? But noo, money in the bank isn't as good as a way to get yourself in debt whenever you need to. But mostly they're for taking money from people who don't realize you have to pay eventually, even if you appear to get free stuff at first. And that the longer you wait to pay your bill, the more you have to pay. Like people who buy the Eiffel tower, I feel a little sympathy for those whose only crime is being stupid. It would take a special kind of stupidity to give your kid a credit card and unsupervised internet access though. . . __________________ Hope insistent, trust implicit, love inherent, life immersed

03-07-2010, 07:03 AM	#13
Professor Smarmiarty Sent to the cornfield Join Date: Mar 2007 Location: K-space Posts: 9,758	Couldn't you just get a debit card? They are free, you can get one in like 5 minutes, and they effectively like spending cash.

03-07-2010, 08:07 AM	#15
Professor Smarmiarty Sent to the cornfield Join Date: Mar 2007 Location: K-space Posts: 9,758	As long as they have a bank account.

03-07-2010, 03:12 PM	#20
Funka Genocide Sent to the cornfield Join Date: Apr 2004 Location: Las Vegas Posts: 4,566	My credit card doesn't have a fee. I don't know why you'd get one with a fee, that just seems silly. Of course it does have an APR, but if you pay off your purchases in the same month you buy them it doesn't accrue so it's pretty much just like spending the money you'll have in the future. In theory at least, because my balance went through the roof at some point and I'm still paying that fucker down, but I digress. If you're not a dumbass its convenient. This though, this is obviously just an attempt to take the buying power away from parents by force. They know young kids are on the internet and that they have no concept of money or how to spend it and they're hoping they'll make a bunch of purchases that their parents will then have to pay for. I foresee a lot of ass beatings in the future as a direct result.